This policy applies to:
Funding Bay Limited, registered in England with registration number 11043005 and registered address at First Floor, 2 Castle Buildings Telegraph Road, Heswall, Wirral, England, CH60 7SE
Our head office is physically located at Runway East, 20 St Thomas’ Street, London, SE1 9RG.
We are registered with the Information Commissioner’s Office ref (ICO): ZA481630
We collect and process the following data about you:
Identity data, including name, date of birth and nationality & visa details
Contact data, including email address, postal and residential address and telephone numbers.
Financial and business data, including anything requested in the normal course of business in order for us to make your application to lenders. This will likely include business financial information, bank statements, credit referencing reports on the business and individuals associated with the business (directors and shareholders), filed accounts, VAT returns, bank account information, there also may be a requirement for other personal financial data relevant to a business finance application, such as value of personal pension and of equity in your property.
Contact Form Information
In terms of our consultation form, if a business or individual makes an inbound enquiry and does not fall under our self-assessed criteria the business’s contact information may be passed on to one of our partners. No financial information will ever be passed to partners. Only the information completed in our initial consultation and qualifying question form. i.e sole trader enquiry.
What we do with the information we gather
We require your information to provide you with a better service, and in particular for the following reasons:
- We simply cannot make applications without having access to your business and personal data
- We may, on occasion collect more information than the lender that you end up with requires, this is used to give us context in order to make higher quality applications on your behalf
Internal record keeping.
- We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided, or if our team identifies that through publicly available information, you have a legitimate reason for us contacting you regarding the new product or offer.
- We may use your information to contact you for market research purposes.
It is very important to us that we ensure that your information and data is secure. We make best efforts to ensure that we prevent unauthorised access or disclosure of your data. In order to achieve this, we have put in place suitable procedures to secure and protect the data and information we collect both online and physically.
Links to other websites
It is important to note that any websites that we directly link to are not protected by the same policies as ours is, and we take no responsibility for external content and nor does a link in our website act as an endorsement or recommendation of their product, services or anything else on the external site.
What are cookies?
Cookies are small files that allow websites to understand more about the browsing activity of visitors to a website, including visitors to our website.
A cookie allows a website to understand your preferences, which in turn allows such benefits as personalised responses, faster page load times and memorised login credentials.
Our website may also collect anonymised, non personal information (such as your IP address) via log files, which allow an aggregated examination of website traffic.
Types of cookie?
We collect information via the use of all 4 types of cookie:
- Necessary cookies
- Performance cookies
- Targeting cookies
- Functionality cookies
We us these cookies and log files to understand your preferences and status when you visit our site. This will include, what device you are using, what location you are at, what your preferences are for use of our site and what your performance and functionality preferences are on our site.