Merchant Cash Advance

Business Funding Process

What Is A Merchant Cash Advance?

MCAs are ideal for business who process a large proportion of their revenue through their credit card terminals. The MCA is given visibility of the processed revenue, advances funds based on their average monthly receipts and the repayments are then taken directly out of the future revenue. MCAs are particularly popular with businesses in the leisure/retail sectors where a large proportion of their revenue occurs on the shop floor.

Business Funding Process

Benefits Of Merchant Cash Advances


Useful source of finance for asset light businesses


Repayments are made proportionally with future revenue and without any hassle.


A flexible source of finance as it does not tie up other collateral.


MCAs create very little hassle for both the client and the lender as the repayments are simply deducted from terminal revenue and therefore need no chasing.

HOw we have helped

Case Studies

Truly understanding the customer makes Funding Bay different. We build long term relationships and ensure that we continue to support clients well into the future.
Simple Business Funding

Find Out How We Can Help

We help businesses access a wide range of alternative finance products. We know who’s who and what’s what in the market. We find you the right funding meaning you can look after the day to day running of your business.
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