Selective Invoice Financing

Selective invoice finance is a cash flow funding product that allows you to release the cash tied up in your unpaid invoices.

The product allows you (and, on occasion, the lender) to pick and choose which invoices and debtors within your sales ledger to finance against.


Each individual invoice has its own PnL, the fees you are charged and the movements of cash versus each invoice is much easier to track and much more transparent. It helps that this is a relatively modern product, only really gaining prevalence since the early 2010s.



The lenders that specialise in SIF tend to have the slickest and most user friendly systems, making the experience a lot smoother and, frankly, enjoyable, than some of the more antiquated systems used at the larger providers.



The selective invoice finance lenders most importantly allow you to pick and choose which invoices you want to fund against, but that is not it – usually with this type of facility, you have no contract tie in, no early repayment charges and they allow you to have flexible drawdowns depending on your cashflow, your seasonality or your order levels.


Increased cash flow

By getting paid up to 90% of your outstanding invoices up front, your cash position is made much healthier


Selective Invoice Financing FAQS

Am I suitable for selective invoice finance?

Who are the best lenders of selective invoice financing?

How Much Does It Cost?

Qualifing questions

Can I Borrow?