Finance Options

business finance Made easy

Raising Finance The Smart Way

We help businesses access a wide range of alternative finance products. We know who’s who and what’s what in the market. We find you the right funding meaning you can look after the day to day running of your business.

Finance Type

Asset Finance

Asset finance releases cash against existing assets or can be used to purchase additional assets for the business.

Revolving Credit Facility

RCFs are similar to traditional business loans however the borrower has more flexibility in drawdown and repayment.

Secured Business Loans

Secured Business Loans are typically of higher value and require the borrower to offer collateral as security to the lender.

Trade Finance

Trade financiers release cash to a business’ suppliers using confirmed purchase orders or stock as collateral.

Merchant Cash Advance

MCAs are ideal for businesses who process a large proportion of their revenue through their credit card terminals.

Invoice Finance

Invoice finance allows businesses to release funds tied up in their aged receivable account to improve their working capital.

Supply Chain Finance

Supply Chain Finance maximises working capital for businesses by managing payments to their supply chain.

Equity Finance

Equity Finance involves businesses raising investment capital in exchange for a % ownership stake.

FAQ's

Our service is completely free for our clients. We obtain our revenue as a success fee from the lenders on completion of the facility.

We look to get offers on the table for you within 48 hours from our initial assessment.

The security you will need to provide will depend on each facility and lender’s criteria. Typically you will need to offer corporate guarantees for invoice finance facilities and director’s guarantees for business loans/revolving credit facilities.

There are no obligations involved. We try our best to obtain the most suitable facilities for your business’ circumstances; however, you are not obligated to accept any of them.

No. Your credit score will not be affected by your engagement with Funding Bay. However certain lenders we pass your information to will perform checks in order to carry out their due diligence. This will never occur unless you have provided your explicit consent.
If you are in a position where you know exactly what facility you are after and which lender works for your business, it might make sense to go direct. However, there are several advantages to applying through Funding Bay. Firstly, we take care of the full application process, removing the time and hassle involved. Secondly, using Funding Bay will often lead to a lower cost of finance, as we are able to pair you with the most competitive, suitable lenders for your position. Finally, several lenders refuse direct applications unless you are supported by a broker to manage the process.
This will depend on the facility and the lenders. Typically you will need to provide: 1) Last three months business bank statements 2) Most recent EOY accounts 3) Up to date management information
We have a vast network of over 200+ facilities within the traditional and alternative finance market. Our job is to use our expertise and technology to match your funding needs with the most suitable lender on our roster.
Business Funding Process

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