Compare Best Unsecured Loan Lenders

What our clients say
The FSE Group
  • The FSE Group provides funding and support for ambitious SMEs
  • Product: Term Loan, Equity Loan
  • Rates from 3%-9%. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£100,000 – £1,000,000

Minimum Turnover

£250,000

Loan Term

1 to 6 years

Little Business Loans
  • Offer a unique loan service to small limited companies, providing a solution to your short-term working capital and cash flow issues.
  • Product: Simple cashflow loans
  • Rates from 2%-4%/Month. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£100,000 – £1,000,000

Minimum Turnover

£250,000

Loan Term

1 to 6 years

Crowd2Fund
  • Help entrepreneurs who have fast-growing British businesses to take the next step
  • Product: Term Loan
  • Rates from 10%-15%. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£25,000 – £150,000

Minimum Turnover

£100,000

Loan Term

1 to 3 years

Funding Circle
  • A leading UK platform for Business Loans
  • Product: Recovery Loan Scheme, Core product loan with PG
  • Rates from 4%-16%. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£25,000 – £500,000

Minimum Turnover

£50,000

Loan Term

6 month to 6 years

MarketFinance
  • Fast, flexible, frictionless business finance
  • Product: Recovery Loan Scheme, Revolving Credit Facility
  • Rates from 4%-14%. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£25,000 – £250,000

Minimum Turnover

£50,000

Loan Term

Revolving – 6 years

Mercia Asset Management
  • Provide regional fast-growth SMEs with the capital crafted to help them scale
  • Product: Term Loan, Equity Loan
  • Rates from 3%-9%. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£100,000 – £1,000,000

Minimum Turnover

£250,000

Loan Term

1 to 6 years

Iwoca
  • A flexible business funding alternative
  • Product: Recovery Loan Scheme, Flexiloan
  • Rates from 8%-36%. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£5,000 – £750,000

Minimum Turnover

£50,000

Loan Term

3 months to 6 years

Nucleus
  • A flexible business funding alternative
  • Product: Recovery Loan Scheme
  • Rates from 10%-15%. These are indicative of Funding Bay rates
  • Funding Bay has a large deal flow through these lenders and receive preferential rates from some of the best lenders in the unsecured loan market

Available Funding

£30,000 – £250,000

Minimum Turnover

£50,000

Loan Term

1 to 6 years

Learn about funding


For the Funding Bay discovery form you will need to submit:

1. Your last full filed accounts
2. Last 12 months of bank statements
3. Your cashflow forecast
4. Most up to date management accounts

Your further application will then depend on the facility and the lender, but for a typical unsecured loan you will need:

1. Director info
2. Last 6 months of statements
3. Management info
4. Last full filed EOY accounts
5. Aged debtors
6. Current debt in business

We have a vast network of over 200+ lenders within the traditional and alternative finance market. Our job is to use our expertise and technology to match your funding needs with the most suitable lender on our roster.

There are specialist lenders for each product. For instance, a selection of our asset finance lenders are: 
– Close Brothers, Lombard, Hitachi, Aldemore.

Invoice finance lenders: Bibby, Nucleus or Lloyds.




No. Your credit score will not be affected by your engagement with Funding Bay. However, certain lenders we pass your information to will perform checks in order to carry out their due diligence. This will never occur unless you have provided your explicit consent.

If you are in a position where you know exactly what facility you are after and which lender works for your business, it might make sense to go direct.

There are several advantages of using Funding Bay as a broker service:

– We will handle the application process
– We will search the market for the most suited lender
– Industry expertise